Welcome to K&B Financial, Inc.
As an authorized Exclusive General Agency for Blue Cross and Blue Shield of Illinois, our primary focus is providing quality insurance products and exceptional service.
We have aligned ourselves with Blue Cross and Blue Shield of Illinois because of their long-standing reputation in the health insurance industry. Blue Cross and Blue Shield of Illinois puts the focus on the client, and so do we. We, at K&B Financial, are proud to assist you with your individual and family insurance needs, your Medicare options, life insurance, foreign travel health insurance coverage, and more.
We know that choosing a health insurance plan isn’t an easy decision or one you take lightly. Let us take the confusion out of the process and guide you to the Blue Cross and Blue Shield of Illinois health insurance coverage that best fits your needs. Whether you are just starting a family and looking for comprehensive coverage, need coverage for only yourself, or are nearing Medicare age and need help navigating your options, we will make sure you understand your choices through Blue Cross and Blue Shield of Illinois so that you can comfortably make an informed decision.
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Enrolling in Medicare – Helpful Tips
Blue Cross®, Blue Shield® and the Cross and Shield Symbols are registered service marks of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield Plans.
Medicare Advantage Plan Notice:
HMO, HMO-POS and PPO plans provided by Blue Cross and Blue Shield of Illinois, a Division of Health Care Service Corporation, a Mutual Legal Reserve Company (HCSC), an Independent Licensee of the Blue Cross and Blue Shield Association. HCSC is a Medicare Advantage organization with a Medicare contract. Enrollment in HCSC’s plans depends on contract renewal.
Out-of-network/non-contracted providers are under no obligation to treat Blue Cross and Blue Shield of Illinois members, except in emergency situations. Please call our customer service number or see your Evidence of Coverage for more information, including the cost-sharing that applies to out-of-network services.
Medicare Part D Plan Notice:
Prescription drug plans provided by Blue Cross and Blue Shield of Illinois, which refers to HCSC Insurance Services Company (HISC), an Independent Licensee of the Blue Cross and Blue Shield Association. A Medicare-approved Part D sponsor. Enrollment in HISC's plans depends on contract renewal.
Medicare Supplement Notice:
Not connected with or endorsed by the U.S. Government or Federal Medicare Program.
Medicare Supplement insurance plans are offered by Blue Cross and Blue Shield of Illinois, a Division of Health Care Service Corporation, a Mutual Legal Reserve Company, an Independent Licensee of the Blue Cross and Blue Shield Association.
"This information is a solicitation for insurance."
*Excludes post enrollment materials.
Last updated 09/18/20
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