Welcome to K&B Financial, Inc.
As an authorized Exclusive General Agency for Blue Cross and Blue Shield of Illinois, our primary focus is providing quality insurance products and exceptional service.
We have aligned ourselves with Blue Cross and Blue Shield of Illinois because of their long-standing reputation in the health insurance industry. Blue Cross and Blue Shield of Illinois puts the focus on the client, and so do we. We, at K&B Financial, are proud to assist you with your individual and family insurance needs, your Medicare options, life insurance, foreign travel health insurance coverage, and more.
We know that choosing a health insurance plan isn’t an easy decision or one you take lightly. Let us take the confusion out of the process and guide you to the Blue Cross and Blue Shield of Illinois health insurance coverage that best fits your needs. Whether you are just starting a family and looking for comprehensive coverage, need coverage for only yourself, or are nearing Medicare age and need help navigating your options, we will make sure you understand your choices through Blue Cross and Blue Shield of Illinois so that you can comfortably make an informed decision.
This information is available for free in other languages. Please call the plan customer service number at 1-877-213-1821 TTY/TDD 711. They are open between 8:00 a.m. and 8:00 p.m., local time, 7 days a week. If you are calling from February 15 through September 30, alternate technologies (for example, voicemail) will be used on the weekends and holidays.
En Español: Esta información está disponible en otros idiomas de forma gratuita. Comuníquese a nuestro número de Servicio al cliente al 1-877-774-8592 (los usuarios de TTY/TDD deben llamar al 711). Nuestro horario es de 8:00 a.m. a 8:00 p.m., hora local, los 7 días de la semana. Si usted llama del 15 de febrero al 30 de septiembre, durante los fines de semana y feriados, se usarán tecnologías alternas (por ejemplo, correo de voz).
You must continue to pay your Medicare Part B Premium. This information is not a complete description of benefits. Contact the plan for more information. Limitations, co-payments, and restrictions may apply. Benefits may change on January 1 of each year.
Medicare Supplement Insurance Plan Notice: Not connected with or endorsed by the U.S. Government or Federal Medicare Program. Medicare Supplement Insurance Plans are offered by Blue Cross and Blue Shield of Illinois, a Division of Health Care Service Corporation, a Mutual Legal Reserve Company, an Independent Licensee of the Blue Cross and Blue Shield Association.
Medicare Part D Plan Notice: Prescription drug plan provided by Blue Cross and Blue Shield of Illinois, which refers to HCSC Insurance Services Company (HISC), an Independent Licensee of the Blue Cross and Blue Shield Association. A Medicare-approved Part D sponsor. Enrollment in HISC’s plan depends on contract renewal.
Medicare Advantage Plan Notice: HMO, HMO-POS and PPO plans available in Cook, DuPage, Kane and Will counties. HMO, HMO-POS and PPO plans are provided by Blue Cross and Blue Shield of Illinois, a Division of Health Care Service Corporation, a Mutual Legal Reserve Company (HCSC), an Independent Licensee of the Blue Cross and Blue Shield Association. HCSC is a Medicare Advantage organization with a Medicare contract. Enrollment in HCSC’s plans depends on contract renewal.
Out-of-network/non-contracted providers are under no obligation to treat Blue Cross Medicare Advantage (PPO) members, except in emergency situations. For a decision about whether we will cover an out-of-network service, we encourage you or your provider to ask us for a pre-service organization determination before you receive the service. Please call our customer service number or see your Evidence of Coverage for more information, including the cost-sharing that applies to out-of-network services.