Which BlueEdge plan is right for your client?

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	BlueEdge Individual HSA and BlueEdge Individual HSA 5000

	Reasons your clients will want a BlueEdge individual insurance plan

	Why more than 4 million residents of Illinois choose Blue Cross and Blue Shield of Illinois!

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Which BlueEdge plan is right for your client?

Although there is no "right" answer to this question, we would like to suggest some guidelines for helping your clients make a decision.

Clients who are relatively young with a good health history may want to choose BlueEdge Individual HSA 5000. That's because they may feel that they are unlikely to incur high health care expenses in any given year. Also, you can point out that their monthly premium will be lower with this plan.

On the other hand, clients who are willing to pay a little more for their monthly premiums in return for a lower annual deductible-as low as $1,100 for individuals-may want to consider BlueEdge Individual HSA.

BlueEdge Individual HSA - A Choice of Deductibles to Fit a Variety of Budgets

BlueEdge Individual HSA offers a choice of three deductibles: $1,100, $1,750 and $2,600 for individuals; and $2,200, $3,500 and $5,200 for families.

BlueEdge Individual HSA covers 80 percent of out-of-pocket costs once the plan deductible has been met.

Clients pay only the remaining 20 percent for covered services once their deductible has been met when they use participating doctors and hospitals. What's more, once the amount paid in coinsurance reaches $3,000, all covered services will be paid at 100 percent when participating doctors and hospitals are used.

BlueEdge Individual HSA 5000

The annual deductible for individuals is $5,000; the family deductible is $10,000. BlueEdge Individual HSA 5000 covers 100 percent of out-of-pocket expenses once the plan deductible has been met. This means your clients pay nothing for covered services once their deductible has been met when they use participating doctors and hospitals.

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