| • | Affordable premiums: BlueEdge Individual HSA 5000 is the lowest of any of Blue Cross Blue Shield of Illinois' high deductible plan options |
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| • | Substantial coverage, with up to $5,000,000 in lifetime benefits for a wide variety of covered services |
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| • | Ten percent family discount is factored into premiums for both BlueEdge health insurance plans |
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| • | Tax advantages and tax savings |
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| • | Unused yearly balance can be rolled over and can earn tax-free interest |
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| • | Portability: clients own their HSA for life, even through changes in employment and even into retirement |