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Medicare Supplement - Over 65

Medigap insurance is a private insurance policy designed to help pay deductibles or coinsurance incurred by beneficiaries who are in the original Medicare plan (also called fee-for-service Medicare). Although Medicare pays some of your hospital (Part A) and doctor bills (Part B), it was never meant to pay for all your bills. Medicare Supplement insurance can be sold in 10 different standardized plans, plus one high deductible plan. View our Outline of Medicare Supplement Coverage table and specific plan breakdowns, detailing each of the various plans and its different scope of benefits.

Our company recommendation for Medicare Supplement insurance is simple. For over 70 years now, the vast majority of Illinois's senior residents have turned to the comfort and security of Blue Cross and Blue Shield of Illinois membership. More than 340,000 of your Illinois neighbors are 65 and over and count on the strength, stability and affordable coverage offered by the recognized leader in its category, Blue Cross and Blue Shield. We recommend you choose Blue Cross and Blue Shield of Illinois for your own Medigap policy and be assured of dependable, wide-ranging coverage from the most respected and reputable insurer in the marketplace.

All Insurance companies in Illinois can offer "standardized" Medicare Supplement plans that have been approved by the National Association of Insurance Commissioners. Since the standardized Plan C and Preferred Plan F for one company must be the same in coverage as Plan C and Preferred Plan F offered by another company, you should choose your insurance company based on price, reputation and service. Taking all points into consideration, we think you will find Blue Cross and Blue Shield of Illinois to be your best choice for coverage. Please review the detailed 'Outline of Different Supplement Plans' carefully and then click the above helpful link "Calculate Your Rate" to access our auto-quote generator for 2011 pricing on plans that BCBS has available in Illinois.

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