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Long-Term Care Insurance

Seniors are the fastest growing population group in the United States. In 2000, there were an estimated 35 million people age 65 and older, representing about 13 percent of the population. It is predicted that by 2030 this number will double to 70 million people; and about 20 percent, or 1 in 5 Americans, will be age 65 and older. During this same time, it is expected that the percentage of people ages 18 and younger will remain approximately stable, around 26 percent.

Source: CDC's National Center for Health Statistics, "NCHS Data of Aging", June 6th, 2004

What Does This Mean?
People are living longer than previous generations due to advances in technology and changes in lifestyles. The lengthening of our life span means we are more likely to require some form of assistance with activities of daily living, like bathing, dressing, and even feeding ourselves. Long-Term Care insurance can provide assistance, and that care may be provided at home or in a facility.

Long-Term Care Insurance may or may not be right for you. Our recommendation is to call us for advice and information. We will steer you in the right direction.

We currently recommend & offer Long-Term Care Insurance through:
•  Genworth Life Insurance Company
•  John Hancock Life Insurance Company
•  Metropolitan Life Insurance Company